What is StepUP?

StepUP is a low interest loan for people on low incomes who have difficulty accessing credit from a bank. You can borrow from $800 - $3,000 with up to three years to pay it back. With a fixed low interest rate, no additional fees or hidden charges...a little help goes a long way.

Who is eligible?

StepUp loans are for people who:

  • hold a current Centrelink Health Care Card, or
  • hold a current Pension Card, or
  • receive Family Tax Benefit A
  • have lived at their current address for more than three months.

StepUP is a not-for-profit initiative between Good Shepherd Microfinance and National Australia Bank (NAB) who provides money for the loans. Loans cannot be used for cash, debt consolidation, holidays or bills. 

The closest StepUP provider for Macarthur residents is in Liverpool, phone number 9821 1014, or visit

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